★Paycheck Atlas2026 methods

Hourly Paycheck Calculator 2026

Use this free hourly paycheck calculator to turn your hourly wage, hours and overtime into take-home pay after 2026 federal tax, Social Security, Medicare and state withholding.

1

Your pay details

Adjust the fields; results update instantly.

Pay frequency
2

Estimated take-home pay

2026 source-backed withholding methods.

NET PAY · BIWEEKLY$2,127.90$55,325 per year
Take-home 75%Taxes 15%Deductions 10%
Gross pay$2,850.00
Federal income tax−$223.05
Social Security−$167.40
Medicare−$39.15
Texas income tax−$0.00
Pre-tax deductions−$292.50
ⓘ

No individual state income tax on wages. Assumes a current federal W-4 with Step 2 unchecked and no credits. Address-specific local taxes are included only from the rate you enter; fixed local fees and employer-specific rules remain excluded.

Enter your hourly wage, working hours, pay frequency, and deductions to see how much you will actually receive in your paycheck — weekly, biweekly, semimonthly or monthly — with every one of the 52 state and city withholding engines available.

Free • No sign-up requiredUpdated for 2026 tax rulesFederal & state tax estimates

HOURLY PAY 2026

Hourly Paycheck Calculator by Hourly Rate

Prefer a ready-made answer? Every rate below opens its own hourly paycheck calculator page with annual gross pay at 40 hours a week, biweekly and weekly net pay, effective hourly take-home, and a side-by-side comparison across all 52 supported locations.

$10 an hour is how much a year?$20,800 a year gross (40 hrs/wk) →$11 an hour is how much a year?$22,880 a year gross (40 hrs/wk) →$12 an hour is how much a year?$24,960 a year gross (40 hrs/wk) →$13 an hour is how much a year?$27,040 a year gross (40 hrs/wk) →$14 an hour is how much a year?$29,120 a year gross (40 hrs/wk) →$15 an hour is how much a year?$31,200 a year gross (40 hrs/wk) →$16 an hour is how much a year?$33,280 a year gross (40 hrs/wk) →$17 an hour is how much a year?$35,360 a year gross (40 hrs/wk) →$18 an hour is how much a year?$37,440 a year gross (40 hrs/wk) →$19 an hour is how much a year?$39,520 a year gross (40 hrs/wk) →$20 an hour is how much a year?$41,600 a year gross (40 hrs/wk) →$21 an hour is how much a year?$43,680 a year gross (40 hrs/wk) →$22 an hour is how much a year?$45,760 a year gross (40 hrs/wk) →$23 an hour is how much a year?$47,840 a year gross (40 hrs/wk) →$24 an hour is how much a year?$49,920 a year gross (40 hrs/wk) →$25 an hour is how much a year?$52,000 a year gross (40 hrs/wk) →$26 an hour is how much a year?$54,080 a year gross (40 hrs/wk) →$27 an hour is how much a year?$56,160 a year gross (40 hrs/wk) →$28 an hour is how much a year?$58,240 a year gross (40 hrs/wk) →$29 an hour is how much a year?$60,320 a year gross (40 hrs/wk) →$30 an hour is how much a year?$62,400 a year gross (40 hrs/wk) →$31 an hour is how much a year?$64,480 a year gross (40 hrs/wk) →$32 an hour is how much a year?$66,560 a year gross (40 hrs/wk) →$33 an hour is how much a year?$68,640 a year gross (40 hrs/wk) →$34 an hour is how much a year?$70,720 a year gross (40 hrs/wk) →$35 an hour is how much a year?$72,800 a year gross (40 hrs/wk) →$36 an hour is how much a year?$74,880 a year gross (40 hrs/wk) →$37 an hour is how much a year?$76,960 a year gross (40 hrs/wk) →$38 an hour is how much a year?$79,040 a year gross (40 hrs/wk) →$39 an hour is how much a year?$81,120 a year gross (40 hrs/wk) →$40 an hour is how much a year?$83,200 a year gross (40 hrs/wk) →$41 an hour is how much a year?$85,280 a year gross (40 hrs/wk) →$42 an hour is how much a year?$87,360 a year gross (40 hrs/wk) →$43 an hour is how much a year?$89,440 a year gross (40 hrs/wk) →$44 an hour is how much a year?$91,520 a year gross (40 hrs/wk) →$45 an hour is how much a year?$93,600 a year gross (40 hrs/wk) →$49 an hour is how much a year?$101,920 a year gross (40 hrs/wk) →$50 an hour is how much a year?$104,000 a year gross (40 hrs/wk) →$55 an hour is how much a year?$114,400 a year gross (40 hrs/wk) →$60 an hour is how much a year?$124,800 a year gross (40 hrs/wk) →$65 an hour is how much a year?$135,200 a year gross (40 hrs/wk) →$70 an hour is how much a year?$145,600 a year gross (40 hrs/wk) →$75 an hour is how much a year?$156,000 a year gross (40 hrs/wk) →$80 an hour is how much a year?$166,400 a year gross (40 hrs/wk) →$85 an hour is how much a year?$176,800 a year gross (40 hrs/wk) →$90 an hour is how much a year?$187,200 a year gross (40 hrs/wk) →$95 an hour is how much a year?$197,600 a year gross (40 hrs/wk) →$100 an hour is how much a year?$208,000 a year gross (40 hrs/wk) →$110 an hour is how much a year?$228,800 a year gross (40 hrs/wk) →$120 an hour is how much a year?$249,600 a year gross (40 hrs/wk) →$125 an hour is how much a year?$260,000 a year gross (40 hrs/wk) →$150 an hour is how much a year?$312,000 a year gross (40 hrs/wk) →

HOW IT WORKS

How Does an Hourly Paycheck Calculator Work?

An hourly paycheck calculator converts your hourly wage into an estimated paycheck amount by calculating your gross earnings and subtracting applicable taxes and deductions.

Hourly paycheck calculator flow: $25 an hour × 80 biweekly hours = $2,000 gross, minus federal tax, Social Security, Medicare and state tax, leaves about $1,691 take-home
How the hourly paycheck calculator moves from gross wages to take-home pay. Example: $25/hour, 40 hours, biweekly, single filer, Texas.

The calculation usually follows these steps:

1

Calculate Hourly Gross Pay

Your gross hourly pay is calculated by multiplying your hourly rate by the number of hours worked.

Formula: Hourly Rate × Hours Worked = Gross Pay
Example: $25 per hour × 40 hours per week = $1,000 weekly gross pay.
2

Include Overtime Pay

Many hourly employees receive overtime pay when they work more than the standard number of hours.

Under federal labor rules, eligible employees may receive overtime pay at 1.5 times their regular hourly rate.

Example: Regular rate: $20/hour → Overtime rate: $30/hour
3

Calculate Payroll Taxes

Your paycheck may include several payroll deductions:

  • Federal income tax
  • Social Security tax
  • Medicare tax
  • State income tax (depending on your location)

These deductions reduce your gross pay and determine your final take-home pay.

4

Apply Additional Deductions

Your employer may also deduct:

  • Health insurance premiums
  • Retirement contributions
  • Flexible spending accounts
  • Employee benefits

These deductions can affect the amount deposited into your bank account.

Hourly paycheck calculator overtime example: 40 regular hours at $25 plus 5 overtime hours at $37.50 per week gives $2,375 biweekly gross and $1,992.16 take-home
Overtime is added at 1.5× the hourly rate before withholding. Example: $25/hour, 40 + 5 hours a week, biweekly, Texas, single filer.

Gross Hourly Pay vs Take-Home Pay

Many hourly workers are surprised that their paycheck amount is lower than their hourly wage calculation. This happens because gross pay is calculated before taxes and deductions.

Gross Pay

The total amount earned before deductions.

Net Pay

The amount received after taxes and deductions. Net pay is your actual take-home income.

Hourly paycheck calculator breakdown of a $2,000 biweekly paycheck: 84.5% take-home, 7.8% federal income tax, 6.2% Social Security, 1.45% Medicare
Where each dollar of a $2,000 biweekly hourly paycheck goes after 2026 withholding (Texas, single filer, no pre-tax deductions).

How to Calculate Your Hourly Paycheck After Taxes

To estimate your hourly paycheck after taxes:

  1. Calculate total hours worked
  2. Multiply hours by your hourly rate
  3. Add overtime or additional earnings
  4. Subtract federal taxes
  5. Subtract Social Security and Medicare taxes
  6. Subtract state taxes and deductions
  7. Calculate your estimated net paycheck

Hourly Paycheck Calculator Examples

Example 1: $20 Per Hour

A worker earning $20 per hour:

  • Hourly wage: $20
  • Hours worked: 40 hours/week
  • Weekly gross pay: $800
  • Annual gross pay: Approximately $41,600

The final take-home amount depends on taxes, state, and deductions.

Example 2: $25 Per Hour

  • Hourly wage: $25
  • Hours worked: 40 hours/week
  • Weekly gross pay: $1,000
  • Annual gross pay: Approximately $52,000

After taxes and deductions, the actual paycheck amount will be lower than gross income.

Example 3: $30 Per Hour

  • Hourly wage: $30
  • Hours worked: 40 hours/week
  • Weekly gross pay: $1,200
  • Annual gross pay: Approximately $62,400

Hourly Paycheck Calculator by State

Hourly workers may see different paycheck amounts depending on where they live and work. State taxes, local taxes, and payroll rules can affect your final take-home pay.

Use our state paycheck calculators to estimate hourly wages after taxes:

California Paycheck CalculatorState withholding and SDI estimate →Texas Paycheck CalculatorNo state income tax on wages →Florida Paycheck CalculatorNo state income tax on wages →New York Paycheck CalculatorState withholding and NYC estimates →New Jersey Paycheck CalculatorState withholding estimate →

Hourly Paycheck Calculator for Weekly, Biweekly, and Monthly Pay

Your paycheck frequency affects how often you receive income, but your total annual earnings remain based on your hourly wage and hours worked.

Common pay schedules include:

Weekly Pay

Paid every week.

Biweekly Pay

Paid every two weeks.

Semi-monthly Pay

Paid twice per month.

Monthly Pay

Paid once per month.

Hourly paycheck calculator take-home per check by pay frequency at $25 an hour: $845.42 weekly, $1,690.85 biweekly, $1,831.75 semimonthly, $3,663.50 monthly
Pay frequency changes the size of each check, not the annual total: $52,000 gross at $25/hour nets $43,962 a year on every schedule.

What Changes Your Hourly Paycheck

Your final paycheck depends on several factors:

Hourly Paycheck Calculator Methodology

Our hourly paycheck calculator uses standard payroll calculation methods to estimate take-home pay.

The calculation process includes:

  1. Converting hourly wages into gross earnings
  2. Calculating overtime when applicable
  3. Estimating federal payroll taxes
  4. Applying Social Security and Medicare deductions
  5. Considering additional payroll deductions
  6. Estimating final net pay

Hourly Paycheck Calculator FAQ

How do I calculate my paycheck from hourly pay?

Multiply your hourly wage by the number of hours worked to calculate gross pay. Then subtract taxes and deductions to estimate your take-home paycheck.

How much is $20 an hour after taxes?

Your take-home pay depends on your state, tax situation, deductions, and pay frequency. A paycheck calculator can estimate your expected net income.

How many hours is full-time hourly work?

Many full-time employees work approximately 40 hours per week, although schedules vary by employer and industry.

Does an hourly paycheck calculator include overtime?

Yes. Many hourly paycheck calculators allow overtime earnings to be included when estimating total pay.

How accurate is an hourly paycheck calculator?

An hourly paycheck calculator provides an estimate. Actual employer payroll amounts may differ based on tax withholding, benefits, and payroll policies.

Tax and Payroll Information Sources

Our hourly paycheck calculations are based on publicly available payroll and tax information.

Reference sources include:

Reviewed by:
Paycheck Calculator Editorial Team
Last Updated:
August 2026

Disclaimer

This hourly paycheck calculator provides estimates for informational purposes only. Actual paycheck amounts may vary depending on employer payroll systems, tax withholding, benefits, deductions, and individual circumstances. For specific tax advice, consult a qualified tax professional.