Virginia's graduated withholding makes the state deduction rise at a different pace from gross earnings. This Virginia paycheck calculator applies the withholding formula effective July 2025 and later together with the elections used for Virginia payroll.
Enter your salary information above to estimate your Virginia paycheck based on your pay frequency, deductions, and payroll factors. The same tool doubles as a Virginia salary calculator for annual pay, a Virginia pay calculator for hourly wages, and a Virginia payroll estimator for any pay schedule.
VA PAYCHECK BREAKDOWN
VA SALARY & PAY CALCULATOR
People look for this tool under several names — a Virginia paycheck calculator, a Virginia salary calculator, a Virginia pay calculator, a Virginia payroll calculator, a Virginia income calculator, or simply a Virginia paycheck estimator. All of them describe the same job: turning a gross wage into the amount that actually reaches your bank account.
One engine covers every case. Enter an annual figure and it behaves as a Virginia salary calculator, dividing the year into weekly, biweekly, semimonthly, or monthly paychecks. Enter an hourly rate and your usual hours and it behaves as a VA wage calculator — a Virginia wage calculator — instead. Either way the output is identical: gross pay, every tax line, every deduction, and net pay.
The same page answers a search for an income calculator Virginia, a Virginia income tax calculator, a Virginia salary calculator, or a Virginia paycheck tax calculator — all of them describe withholding on Virginia wages, which is what the tool above computes.
Leading the state name or its abbreviation reads the same to us: a VA salary calculator, a VA paycheck tax calculator, a VA payroll tax calculator, a VA take home pay calculator, and the question people type most often — how much taxes deducted from paycheck VA — are all answered by the figures above.
The abbreviated forms work the same way: a salary calculator VA, a payroll calculator VA, a pay stub calculator VA, a take home salary calculator Virginia, a payroll check calculator Virginia, or a Virginia salary tax calculator all describe this page.
Word order does not change the tool either. A search for a wage calculator VA, a payroll calculator Virginia, a salary calculator Virginia, an income calculator VA, or a paycheck estimator Virginia lands on this same page and the same 2026 figures — the name people reach for usually depends on whether they are thinking in hourly wages, annual salary, or what an employer's payroll system reports.
Used as a VA tax calculator — or a Virginia tax calculator, the same thing — it separates the Virginia state income tax line from federal tax and FICA, so you can see exactly how much Virginia withholding costs you each pay period. Keep in mind that paycheck withholding follows the 2026 payroll method your employer applies, which can land slightly above or below the tax you finally owe on an annual return.
VA TAX INFORMATION
Virginia uses graduated income-tax brackets from 2% to 5.75%, administered by the Virginia Department of Taxation. Form VA-4 elections and Virginia-specific withholding rules determine the amount removed from each paycheck. The calculator applies the "Virginia withholding formula effective July 2025 and later." Because the tax structure is graduated, the effective state withholding percentage increases across these examples as modeled earnings rise, from 4.06% at the lowest salary to 5.16% at the highest.
VA 2026 WITHHOLDING METHOD
Virginia uses graduated individual income-tax brackets and state-specific withholding allowances. The calculator applies the published 2026 state method in addition to IRS federal withholding and FICA. State payroll premiums are displayed separately from state income tax where applicable.
Form VA-4 provides the Virginia-specific elections used by payroll to calculate state withholding. Those elections operate within Virginia's graduated 2%–5.75% income-tax structure, so the state amount cannot be reconstructed by applying one fixed percentage to gross wages. The calculator uses the Virginia withholding formula effective July 2025 and later. At $45,000 single with no allowances, the resulting effective state rate is 4.06%; at $65,000 single, it rises to 4.58%. If your VA-4 elections change, calculate the Virginia deduction again instead of carrying an earlier effective percentage into the new setup. The state form helps determine how Virginia's withholding rules apply to your paycheck.
At $45,000 single, biweekly gross pay is $1,730.77 and Virginia state income tax is $70.27. After the listed federal deductions and state withholding, net pay is $1,404.25 and the effective state rate is 4.06%. At $65,000 single, gross pay rises to $2,500.00 and Virginia withholding becomes $114.50. Net pay is $1,978.10 and the effective state rate reaches 4.58%. The increase reflects Virginia's graduated withholding structure. Rather than scaling the first state deduction in direct proportion to salary, the withholding formula processes the higher wage amount through Virginia's state rules and produces a different effective percentage.
At $90,000 married filing jointly, the paycheck begins with $3,461.54 of biweekly gross pay. Federal income tax is $247.69, Social Security is $214.62, and Medicare is $50.19. Virginia state income tax adds $169.77, leaving $2,779.27 per paycheck and $72,261.00/year. The effective state rate is 4.90%. Compare that with the $130,000 married filing jointly case, where Virginia withholding reaches $258.23 and net pay is $3,926.96 from $5,000.00 gross. The effective state rate rises to 5.16%, showing the graduated calculation continuing to change as the modeled income increases.
The four Virginia examples contain no 401(k) contribution and no pre-tax benefits. If an employer-plan deduction changes the wages subject to Virginia withholding, the amount entering the graduated state formula can change as well. That can alter the Virginia income-tax deduction rather than simply reducing the final deposit after taxes. Because the state uses brackets from 2% to 5.75%, changes to taxable wages do not have to produce a perfectly proportional change in withholding. Represent qualifying payroll deductions according to their treatment before comparing your state line with one of these salary examples. The Virginia formula then calculates withholding from the payroll information presented to it.
For hourly work, first determine the wages earned during the current period with the hourly paycheck calculator. Virginia's withholding formula then applies to that payroll amount using the relevant state elections. The salary examples use fixed annual compensation paid across 26 biweekly periods, while an hourly worker's gross wages can vary as schedules change. Because Virginia uses graduated taxation, a larger check can produce both a larger state deduction and a different effective withholding percentage. Do not convert the 4.06%, 4.58%, 4.90%, or 5.16% example rates into a permanent hourly withholding percentage. Recalculate the period using the wages actually earned.
Reciprocity, nonresident rules, multiple jobs, credits, garnishments, and year-to-date wage history are not modeled; the methodology page lists every exclusion.
FREQUENTLY ASKED QUESTIONS
Yes. Virginia imposes state income tax on wages. The amount withheld from your paycheck depends on your income level, filing status, and the elections on your state withholding certificate. Virginia income tax is separate from federal income tax.
Form VA-4 provides Virginia-specific withholding elections used in the state payroll calculation. Those elections work with Virginia's graduated tax structure and the withholding formula effective July 2025 and later to determine the state amount deducted from a paycheck.
Virginia uses graduated income-tax brackets from 2% to 5.75%. In the examples, the effective state rate increases from 4.06% at $45,000 single to 5.16% at $130,000 married filing jointly as the withholding formula processes higher modeled earnings.
At $90,000 married filing jointly, biweekly gross pay is $3,461.54 and Virginia state income tax is $169.77. After the listed federal income tax, Social Security, Medicare, and Virginia withholding, net pay is $2,779.27.
The calculator uses the Virginia withholding formula effective July 2025 and later. It applies Virginia's state-specific withholding rules and the relevant payroll elections within the state's graduated 2%–5.75% income-tax structure.
Yes. Enter your annual salary and the calculator works as a Virginia salary calculator, splitting the year into weekly, biweekly, semimonthly, or monthly paychecks and showing take-home pay for each one. A Virginia paycheck calculator and a Virginia salary calculator are the same tool viewed from either end — one starts from the yearly number, the other from the per-check number.
Yes. The calculator applies the same 2026 payroll rules an employer uses — federal withholding, Social Security, Medicare, state withholding where it applies, and pre-tax deductions — so it works as a VA payroll calculator for checking a pay stub and as a VA pay calculator for hourly wages. It is an estimate for planning, not a payroll system of record.
For paycheck withholding, yes: it shows the Virginia state income tax and federal income tax taken out of each check separately. It is not a full annual return calculator, so it does not model itemized deductions, credits, or non-wage income. Use it to see what is withheld per pay period, and a return-focused tool for your final tax liability.
Enter your gross pay, pick your pay frequency, set your filing status, and add any retirement or pre-tax benefit amounts. The VA paycheck estimator returns gross pay, each tax and deduction line, and the net amount deposited. Change one input at a time to see how a raise, a new W-4, or a higher 401(k) percentage moves your take-home pay.
This is it. Used as a take home pay calculator Virginia workers can rely on, it starts from gross pay and subtracts every line an employer withholds — federal income tax, Social Security, Medicare and Virginia state income tax — to leave the take-home figure. A Virginia take home pay calculator and a Virginia paycheck calculator answer the same question; take-home pay is simply the net amount after all withholding.
Yes. As a Virginia paycheck tax calculator it itemises the tax withheld from a single check rather than an annual return, and as a Virginia payroll tax calculator it shows the employee-side payroll taxes — Social Security at 6.2% and Medicare at 1.45% — separately from income tax. That separation is what makes a pay stub add up.
However you phrase it — how much taxes deducted from paycheck Virginia, or the same question with the abbreviation — it depends on your gross pay and filing status. Every Virginia paycheck has federal income tax, Social Security (6.2%) and Medicare (1.45%) deducted and Virginia state income tax. Enter your figures above and the calculator shows each deduction as a dollar amount and as a share of gross pay, so you can see exactly where the money goes.
Yes — as a pay stub calculator Virginia workers can use, it reproduces the deduction lines you would find on a Virginia pay stub, so you can check a stub against an independent estimate. If the two disagree, the usual causes are a mid-year W-4 change, a pre-tax benefit the calculator does not know about, or a bonus taxed at the supplemental rate.
The federal deduction for qualified overtime compensation applies to Virginia workers the same as anywhere else — it is a federal rule, not a state one, worth up to $12,500 ($25,000 filing jointly) on the premium half of FLSA overtime for tax years 2025 through 2028. It does not change Virginia state withholding, and it does not reduce Social Security or Medicare. See the full rules on our no tax on overtime page.
On a typical full-time salary, expect federal income tax, 6.2% Social Security and 1.45% Medicare and Virginia state income tax. Most Virginia workers take home somewhere between 70% and 80% of gross, with the exact share depending on filing status, pre-tax benefits and how much you contribute to retirement. The calculator above gives the figure for your own numbers rather than a range.
The same tool covers it. Enter an hourly rate and your usual weekly hours instead of an annual salary and it works as a Virginia paycheck calculator hourly workers can use — including overtime hours at time and a half, which are taxed as ordinary wages.
EXPLORE OTHER STATES
CALCULATION SOURCES
Wages are annualized for the selected pay frequency, reduced by eligible pre-tax deductions, then run through the 2026 IRS federal withholding method, FICA, and the published 2026 Virginia state withholding method before being converted back to one paycheck. The full step list and every source are on the methodology page.
IRS, Social Security Administration, and Virginia Department of Taxation.
Reviewed by: Paycheck Calculator Editorial Team
Last Updated: August 2026
Disclaimer: This Virginia paycheck calculator provides estimates for informational purposes only. Actual paycheck amounts may vary based on employer payroll systems, benefits, deductions, tax changes, filing status, and individual financial circumstances. For specific tax advice, consult a qualified tax professional.