PAYCHECK TAX BLOG
Paycheck Tax Guides
Long-form guides to the taxes deducted from a paycheck, written against the same 2026 withholding engine that powers every calculator on this site.
HOW-TO GUIDES
Step-by-Step Paycheck Guides
9 MIN READ
How to Calculate Gross Monthly Income From Biweekly Paychecks
How to calculate gross monthly income from biweekly paychecks: multiply one gross check by 26, divide by 12. Worked examples and 2026 three-paycheck months.
11 MIN READ
How to Calculate Taxes on Paycheck in Texas: 2026 Step-by-Step Guide
How to calculate taxes on paycheck in Texas: federal withholding via IRS Pub 15-T, 6.2% Social Security, 1.45% Medicare and a full $60,000 worked example.
10 MIN READ
How to Calculate 401k From Paycheck: Contributions, Take-Home Cost and 2026 Limits
How to calculate 401k from paycheck: gross pay × contribution %, the real take-home cost after the tax break, 2026 IRS limits, match and Roth vs traditional.
LATEST ARTICLES
Articles on Paycheck Taxes and Withholding
HSA Calculator 2026 — Tax Savings & Contribution LimitsFree HSA calculator with triple tax advantage breakdown. See federal, FICA, and state tax savings from Health Savings Account contributions.HSA · 2026 Limits · Interactive Calculator →Illinois Income Tax Calculator 2026 — Free EstimatorCalculate your 2026 Illinois state income tax plus federal tax. Flat 4.95% rate with personal exemptions — see your total bill and effective rate.Illinois · Flat Tax · Annual Estimator →Pennsylvania Income Tax Calculator 2026 — 3.07% Flat RateFree PA income tax calculator for 2026. Pennsylvania's flat 3.07% rate — see your federal and state tax total and effective rate.Pennsylvania · Flat Tax · 3.07% →Georgia Income Tax Calculator 2026 — Flat 4.99% RateCalculate your 2026 Georgia state income tax. GA flat 4.99% rate with standard deduction and dependent exemptions.Georgia · Flat Tax · 4.99% →New Jersey Income Tax Calculator 2026 — NJ Tax BracketsFree NJ income tax calculator with 2026 tax brackets (1.4% to 10.75%). Estimate your federal and New Jersey state income tax.New Jersey · Progressive · 7 Brackets →Connecticut Income Tax Calculator 2026 — CT Tax BracketsFree CT income tax calculator with the 2026 seven-bracket schedule (2% to 6.99%) and the Table A personal exemption phase-out.Connecticut · Progressive · 7 Brackets →Utah Income Tax Calculator 2026 — 4.45% Flat RateCalculate your 2026 Utah state income tax. Flat 4.45% rate paired with the Form TC-40 taxpayer tax credit and its phase-out.Utah · Flat Tax · 4.45% →Tennessee Income Tax Calculator 2026 — No State Income TaxTennessee has no state income tax. See what you actually owe in 2026 — federal only — and how that compares with income-tax states.Tennessee · No Income Tax · Federal Only →Florida State Tax Calculator 2026 — No Income TaxFlorida levies no state income tax. Estimate your 2026 federal tax and see how much you keep compared with high-tax states.Florida · No Income Tax · Federal Only →No Tax on Overtime 2026 — Deduction Rules ExplainedThe OBBBA overtime deduction covers up to $12,500 of overtime premium ($25,000 joint) for 2025–2028. What qualifies, the income phase-out, and what it is worth.OBBBA · Overtime · 2025–2028 →Overtime Calculator 2026 — Time and a Half PayWork out time and a half, double time and your weekly gross from any hourly rate — plus how overtime is actually taxed.Overtime · Time and a Half · Calculator →Self Employed Tax Calculator 2026 — 1099 vs W2Estimate self-employment tax, federal income tax and quarterly payments on 1099 income, and see what a 1099 rate has to cover versus a W-2 salary.1099 · Self-Employment · 15.3% →Tax on Commission Payments 2026 — Is It Taxed More?Commission is taxed at ordinary rates but withheld at a flat 22%. Why the cheque looks overtaxed and what you actually owe at filing.Commission · Supplemental Wages →Severance Pay Tax Calculator 2026 — PTO PayoutEstimate tax on a severance package and accrued PTO payout, including the 22% supplemental rate and whether you have passed the Social Security wage base.Severance · PTO Payout · Calculator →Gross Up Calculator 2026 — Net to Gross PayWork backwards from a target net to the gross an employer must run. Grossing up is division, not addition — and adding the tax rate always lands short.Gross-Up · Bonus · Relocation →YTD Calculator 2026 — Year to Date IncomeTurn the year-to-date figure on a pay stub into projected annual and monthly income, the way a mortgage underwriter does it.YTD · Pay Stub · Projection →What Is Annual Income? How to Find Yours (2026)Annual income means total earnings for a year. What counts, how to find it from an hourly wage or pay stub, and why gross and net differ so much.Annual Income · Gross vs Net →Post-Tax Deductions vs Pre-Tax — 2026 GuideWhich payroll deductions come out before tax and which after, why a 401(k) cuts income tax but not FICA, and what a $200 deduction really costs.Payroll Deductions · Pre-Tax vs Post-Tax →How Much Do Nannies Cost? Average Nanny Pay Rates (2026)How much does a nanny cost? See 2026 nanny salary averages by location, experience, and number of kids. Plus the full cost of employing a nanny including taxes and benefits.Child Care · Nanny Pay · Household Employer →Dependent Care FSA: Eligible Expenses & Limits (2026)What is a dependent care FSA? Eligible child care and adult care expenses, 2026 contribution limits, tax savings, and how it compares to the child care tax credit.FSA · Child Care · Pre-Tax Benefits →Qualified Dividends and Capital Gain Tax Worksheet 2026Run all 25 lines of the Form 1040 worksheet. Enter taxable income, qualified dividends and net capital gain to see the 0%, 15% and 20% split.Form 1040 · Capital Gains · Interactive →2026 Tax Computation Worksheet (Form 1040)Tax on $100,000 or more: the multiplication and subtraction amounts for every filing status, Sections A through D, with a worked example.Form 1040 · Tax Brackets · 2026 →Form 1040 Line 16: How to Figure Your Tax (2026)Tax Table, Tax Computation Worksheet or a capital gain worksheet: which method sets line 16, what the three checkboxes mean, and why it matters.Form 1040 · Line 16 · Tax Methods →2026 Estimated Tax Worksheet (Form 1040-ES), Line by LineEvery line of the 2026 Form 1040-ES worksheet, the 90%/100%/110% safe harbors, 2026 due dates and a filled-in freelancer example.Form 1040-ES · Quarterly Tax · 2026 →IRS Publication 505 (2026): Withholding and Estimated TaxWhat each chapter of Publication 505 covers, which of its worksheets you need (including Worksheet 2-7), and the 2026 estimated tax rules.IRS Pub 505 · Estimated Tax · 2026 →Can I Claim My Girlfriend as a Dependent? 2026 IRS RulesThe five IRS qualifying-relative tests, the $5,300 gross income limit for 2026, the support calculation, and why Head of Household is a separate question.Dependents · IRS Pub 501 · 2026 →What Is a Tax Write-Off? Meaning & How It Works (2026)A plain-English guide to tax write-offs (deductions) — what they are, how they lower your tax bill, and the most common write-offs for employees and self-employed workers.Tax Concepts · Deductions · 2026 →Form W-4V: What It Is and How to File It (2026)Everything you need to know about Form W-4V (Voluntary Withholding Request) for Social Security benefits — who needs it, filing options, and withholding percentages.Tax Forms · Social Security · 2026 →FIT Tax Meaning: What Is FIT on a Paycheck? (2026)What does FIT mean on your pay stub? FIT stands for Federal Income Tax — the largest withholding on most paychecks. Learn how it is calculated and how to adjust it.Paycheck Basics · Federal Tax · W-4 →How Much Taxes Deducted From Paycheck Texas: 2026 BreakdownTexas withholds federal income tax, Social Security and Medicare — and no state income tax. Dollar amounts by salary, by pay frequency and by filing status.Texas · Updated September 2026 →How Much Tax Is Taken Out of My Paycheck?An interactive explainer covering federal withholding, FICA, state income tax and pre-tax deductions, with a calculator built into the page.All 50 states · 2026 methods →Calculation Methodology and Tax SourcesEvery federal and state withholding method behind our calculators, with the official IRS, SSA and state agency documents each rate comes from.Sources · Assumptions · Limitations →
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